Work place injuries, unfortunately, are not just a hazard of working at building renovation sites or for logging companies. Accountant offices, school libraries and every seemingly safe and quiet work environment can be the site of a work accident. Mistakes just happen.
Anyone can be hurt on the job. That’s why employers must meet federal Occupational Safety and Health Administration (OSHA) requirements for a safe work environment. If you’ve worked a job, you’ve very likely dozed through a few hours of required safety training, right?
In Colorado, all public and private employers with one or more full- or part-time employees working in our state must provide Workers’ Compensation coverage for its employees. Corporate officers and members of limited liability companies must be covered as well, though they may elect to reject coverage. Some volunteers, domestic workers and contractors are not covered. So chances are, if you burn yourself making cocoa for your ski students, or the office filing cabinet nips your fingers, then you’re covered!
A claim for Workers’ Compensation does affect your employer’s bottom line. Consequently, your boss might want you to feel guilty about filing for your injury, or you may be embarrassed about getting hurt at work, or you may have another reason not to want to file the claim. Don’t be ridiculous! Don’t forfeit what you deserve! That’s why employers are required to have insurance in the first place, and they have to have that insurance because accidents happen.
Workers’ Compensation benefits vary from state to state. In the State of Colorado, employees are eligible for:
- Medical treatment for your injury.
- A portion of your wages should you be temporarily unable to work.
- Benefits for a permanent injury.
- Benefits for dependent family members should your work injury result in your death.
Should you ever be injured at work, notify your boss or human resources department, seek medical attention, then make sure your case is reviewed by a knowledgeable Workers’ Compensation attorney. You want to make sure you don’t miss out on any benefits that your boss may have neglected to tell you about.
To learn all about Colorado Springs and State of Colorado Workers’ Compensation laws, visit The Colorado Department of Labor and Employment.