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5 Tips for Dealing With Insurance Adjusters After a Car Accident

Colorado Springs Car Accident Lawyers Reveal Their Secret Recipe for Successful Claims

Most people who have been through the claims process following a car accident understand a simple rule when dealing with insurance adjusters – they can either be your best friend or your worst enemy. Unfortunately, our experience has been the latter. The truth is, a legal battle over compensation can be arduous, especially when you don’t have any legal experience.

Our Colorado Springs car accident lawyers at Heuser & Heuser, LLP, have been working with insurance adjusters for over 30 years. We know all the tricks to their trade, and, more importantly, we know how to get our clients the compensation they deserve for their losses. If you have been in an accident and you’re finding it difficult to deal with your insurance adjuster, take a look at our list of five ways you can make your negotiations go more smoothly.

Young Man Taking a Picture of His Car

1. Act Fast!

After an accident, it’s important to remember that you’re on a timeline. Evidence and witness statements have a shelf life that, if passed, could jeopardize your entire settlement. Preserve anything that proves you were not at fault in your accident, like photographs of the damage, as quickly as possible. The longer you wait, the more time an insurance adjuster has to find your evidence unusable.

2. Be Prepared

One of the biggest mistakes we see with car accident claims is a failure to prepare. Have a written description of your accident, in detail, ready to reference for any call with an adjuster. This will allow you to give a clear recount of what happened without fear of an adjuster misconstruing your words or story.

Portrait of athlete with arms crossed after workout

3. Don’t Accept the First Offer

When negotiating, an insurance adjuster will oftentimes make their first settlement offer an amount vastly lower than what you deserve. In this situation, you can ask your adjuster to justify their low offer. This will force them to explain their reasoning for such a low settlement in a way that you can understand and then counter. Be patient, and wait for your adjuster to present a settlement amount justifiable for your pain and suffering.

4. Don’t Trust Your Insurance Adjuster

Some insurance adjusters try to get injured people to settle for less than they deserve by laying on the charm. They can make you think they’re your best friend while they cut your settlement to ribbons with sly negotiation tactics. Insurance companies have been making money this way for years, but you’re smart. You won’t let them fool you. If you think you deserve more than what they’re offering you, get a second opinion on your claim.

5. Let Heuser & Heuser, LLP, Do It for You

The easiest way to deal with an insurance adjuster, and the best way to ensure you’re getting every penny you deserve, is to call the Colorado Springs car accident lawyers at Heuser & Heuser, LLP. We will field any calls you receive from insurance companies and handle all negotiations. Our experience with insurance claims has allowed us to gain valuable knowledge of how these companies work and operate. Our trial lawyers are not afraid of big, bad insurance companies. When you retain our services, you get the full force of our legal team fiercely defending your rights in the court of law.

Call Heuser & Heuser, LLP, Now

If you’ve been hurt in an accident that wasn’t your fault, you deserve to be compensated for your pain and suffering. Our personal injury lawyers at Heuser & Heuser, LLP, are experienced litigators who are knowledgeable on the legal claims process of auto accidents. Call us today at 719-520-9909 for a free consultation, or fill out our online case evaluation form.