Getting hurt on the job is truly a frightening experience, especially if you can’t work. How would you pay your monthly expenses if you could no longer work? Most workers in Pueblo live paycheck to paycheck. An on the job injury can easily cause financial devastation. If you’re in Pueblo and you’re hurt or suffer from an illness because of your job, call Heuser & Heuser now at 719-543-9999. We’ve spent the last 30+ years defending the rights of workers hurt on the job. We understand the Colorado workers’ compensation system and employment law. We’re here to help you get the compensation that you deserve for your work-related illness or injury.
What Is Workers’ Compensation?
Workers’ compensation is a form of insurance required by state law for most employers. The purpose of workers’ comp is to help workers who are hurt or made sick on the job get the care that they need. It’s a no-fault insurance. This means that you don’t have to prove that your employer did something wrong to qualify for benefits. Getting hurt or sick from your job without your own willful negligence is all that must happen. There’s no cost for workers to file a claim.
Workers’ compensation provides several benefits. Yet, not all claims will receive every benefit offered by the program. For you to qualify to receive benefits, you must file a claim. Workers’ compensation benefits include:
- Help with your medical expenses. This includes doctor’s visits, prescriptions, lab visits, surgeries, breathing treatments, physical therapy, and other medical treatments necessary for your illness or injury.
- Payment of partial wages. Workers’ compensation may also provide you with payment for partial wages.
- Temporary or permanent disability. If you’re unable to work either temporarily or permanently, you may qualify for disability payments.
- Vocational training. If you can return to work outside of your chosen industry, you may be entitled to free vocational training.
Types of On the Job Accidents and Injuries Generally Covered by Workers’ Compensation
Injuries and illnesses caused by on the job injuries are usually covered by workers’ compensation provided that the worker didn’t go out of their way to do something that was willfully negligent. The most common types of on the job accidents and injuries covered by workers’ compensation include:
- Broken bones
- Dislocations of the shoulder or knee
- Soft tissue injuries to the neck or back
- Car accidents while on the way to meet a client or customer on behalf of your employer
- Repetitive stress injuries
- Herniated discs
- Long-term illnesses such as certain types of cancers and lung damage from breathing in toxic fumes or substances
- Crushed limbs
- Wrongful death due to work injuries or illnesses
While this list isn’t all inclusive, it does highlight the most common Pueblo workers’ compensation claims.
Should You Trust Your Employer to Do the Right Thing?
While it’s typically a no-fault system, that doesn’t mean you should trust the insurance company or your employer to do the right thing when you file your claim. Like any other type of insurance, filing a claim can cause the premium to go up in price for the insured. Don’t let this stop you from filing a workers’ compensation claim. The system was set up to help make sure that you get the care that you need for your injuries. Even if you have a good relationship with your employer, they may be tempted to minimize the severity of your injury and claim so that they can try to avoid the increase in premium. They may look for ways to make you feel bad about filing a claim or threaten your job security. Heuser & Heuser helps people with on the job injuries get the compensation and benefits they deserve while helping protect their legal rights. Call us as soon as you can after your injury to learn how we can help you through the process: 719-543-9999.
The insurance company is fulfilling the state’s requirement, but they’re still looking to turn the biggest profit possible. They may not want to pay you what your claim is worth. They may use biased independent medical examiners who decide that you’re not really hurt or sick. Heuser & Heuser is a Pueblo workers’ compensation law firm that represents injured and sick workers. You shouldn’t have to deal directly with someone who isn’t interested in helping you get better.
Pueblo Workers Hurt on the Job Have Legal Rights!
If you’re hurt on the job in Pueblo, you have legal rights:
- You have the right to file a workers’ compensation claim
- You have the right to see a doctor and get medical care for your illness or injury
- If your doctor says you can return the work, you have the right to return to your previous job position
- If you can’t return to work either temporarily or permanently, you have the right to compensation through workers’ compensation
- If you disagree with the workers’ compensation finding, you have the right to appeal
- You have the right to be represented by a lawyer through the entire process
Can Workers’ Compensation Claims Be Denied?
Yes, they can. It’s a frustrating and stressful situation when it happens. If you can’t work, you can’t take care of yourself and your family. You also can’t afford to get the medical care that you need. Most Pueblo workers’ compensation claims are denied because the claim was missing the proper paperwork (such as medical records).
Workers’ compensation denials can be appealed. Heuser & Heuser can review your claim and your denial and help you through the appeals process.
If you’re hurt or sick from your job conditions, call Heuser & Heuser to discuss your right to file workers’ compensation. With more than 30 years of experience, Heuser & Heuser protects injured and sick workers and makes sure that they’re treated fairly. Call our Pueblo office at 719-543-9999 to schedule your initial consultation.