# Learn The Difference Between Work Injury and Personal Injury Claims in Colorado Springs | Heuser & Heuser, LLP **Table of Contents***[*Expand*]* 1. Why Doesn’t Fault Matter in a Work Injury Case? 2. Differences in Compensation 3. Exceptions 4. Contact a Workers’ Compensation Lawyer Work injury claims and [personal injury claims](https://heuserlaw.com/faqs/how-insurance-companies-evaluate-personal-injury-claims-in-colorado-springs/) have two main differences that affect how you handle them in court. Personal injury claims require proof of fault while [workers’ compensation claims](https://heuserlaw.com/faqs/your-guide-to-filing-a-workers-comp-claim-in-colorado/) do not. Although the fact that you don’t need to prove fault in a workers’ compensation case might make such cases seem easier to legally pursue, the potential compensation for these cases is also more limited. In order to make the most of your claim, make sure you choose the right course of action by contacting a [workers’ compensation lawyer](https://heuserlaw.com/colorado-springs-co/workers-compensation-lawyer/). ## Why Doesn’t Fault Matter in a Work Injury Case? Simply put, an injured worker is typically entitled to workers’ compensation regardless of the nature of the work related accident. This makes proving fault in such cases unnecessary. A personal injury case, on the other hand, can involve wrongdoing or negligence on the part of a person or group. As a result, in order for a personal injury claim to be valid in court, the injured person must prove that someone made a mistake; they must prove fault. Let’s look at two examples to get a better idea of why this is the case. In the first example, a worker’s own negligence causes him to get injured on the job. Even though this worker’s injury is a result of his own mistake, he is still entitled to workers’ compensation benefits. The worker doesn’t need to prove that his co-workers or employer caused his injury because he can receive benefits, in most cases, no matter what. In a second example, a driver gets into an accident with another vehicle, and subsequently injured, at least partially due to an “act of god”, like a hailstorm or a collision with an animal. She believes that the other driver is at fault, but the other driver believes the outside influences caused the accident. To determine whether the injured person can receive compensation from a personal injury claim, she [must prove that the other driver was at fault for the accident](https://heuserlaw.com/faqs/how-to-prove-fault-after-an-accident-in-colorado-springs/). Since true “accidents” that are no one’s fault do happen, personal injury claims must prove fault in court in order to receive compensation. For a free legal consultation, call [(719) 520-9909](tel:+17195209909) ## Differences in Compensation In a workers’ compensation case, unlike a personal injury case, the injured person cannot receive benefits for pain and suffering. Workers’ comp will only pay you for your wages, medical bills, any rehabilitation you might need and additional damages for permanent impairment. Workers’ compensation laws were created to ensure that an injured worker could maintain a livable quality of life even after an injury prevented him or her from returning to work. The point of these laws is to provide an agreement between workers and employers in which workers can receive monetary protection regardless of how they became injured, and employers can receive legal protection from being sued and from having to compensate for pain and suffering. ## Exceptions If you are part of a boat crew, regardless of the boat’s size, you won’t be eligible for workers’ compensation benefits if you get injured on the job. However, the Jones Act allows you to sue your employer for damages, including [pain and suffering](https://heuserlaw.com/faqs/how-can-pain-suffering-damages-impact-the-outcome-of-my-personal-injury-case/). If you are a crew member on a vessel who has been injured at work, contact an attorney who handles lawsuits related to the Jones Act. Additionally, if you are a worker for a railroad that operates in multiple states, the Federal Employers Liability Act (FELA) allows you to sue your employer for damages in the event you get injured while at work. If you are an interstate railroad worker who has been injured on the job, contact a FELA lawyer for assistance. [Click to contact our personal injury lawyers today](/contact-us/) ## Contact a Workers’ Compensation Lawyer If you’ve sustained a [work injury](https://heuserlaw.com/faqs/who-should-you-file-a-lawsuit-against-regarding-your-work-injury-in-pueblo-co/), reaching out to a [workers’ compensation lawyer](https://heuserlaw.com/pueblo-co/workers-compensation-lawyer/) can help you receive the benefits you’re entitled to. At Heuser & Heuser, LLP, we can help you better navigate a complex legal system and ensure that you receive the compensation you deserve. To schedule a free consultation of your case with one of our personal injury lawyers, [complete our contact form](https://heuserlaw.com/contact-us/). [Call or text (719) 520-9909](tel:+17195209909) or [complete a Free Case Evaluation form](/contact-us/) About Heuser & Heuser, LLP Blog Posts: [![Brennan Heuser - TRICARE isn't your only option](https://heuserlaw.com/wp-content/uploads/military-veteran-personal-injury-claims-colorado-300x120.jpg)](https://heuserlaw.com/blog/military-veteran-personal-injury-claims-colorado/) ### [Military and Veteran Personal Injury Claims in Colorado](https://heuserlaw.com/blog/military-veteran-personal-injury-claims-colorado/) Brennan Heuser, Heuser & Heuser, L.L.P., Colorado Springs and Pueblo | October 2026 Service members and veterans in ### [DON'T Call Us - When You Can Handle Your Personal Injury Claim Without an Attorney](https://heuserlaw.com/blog/dont-call-us-when-you-can-handle-your-personal-injury-claim-without-an-attorney/) You can handle some accident claims in Colorado without an attorney. If nobody was hurt, fault is clear, and the dollar [![gordon.barkely.brennan](https://heuserlaw.com/wp-content/uploads/gordon.barkely.brennan-2-271x300.jpg)](https://heuserlaw.com/blog/are-the-heusers-brothers/) ### [Are the Heusers Brothers? The Family Behind Heuser & Heuser](https://heuserlaw.com/blog/are-the-heusers-brothers/) Q: Are the Heusers brothers? A: Yes. Heuser & Heuser was founded in 1996 by brothers Gordon Heuser and Barkley [![getty images u5rrljz zpu unsplash](https://heuserlaw.com/wp-content/uploads/getty-images-U5rRLjz_zpU-unsplash-scaled-1-300x200.jpg)](https://heuserlaw.com/blog/can-i-get-medical-treatment-after-a-car-accident-if-i-dont-have-health-insurance/) ### [Can I Get Medical Treatment After a Car Accident If I Don’t Have Health Insurance?](https://heuserlaw.com/blog/can-i-get-medical-treatment-after-a-car-accident-if-i-dont-have-health-insurance/) Reviewed by: Brennan Heuser, Personal Injury Attorney, Heuser & Heuser, L.L.P. | June 2026 Yes. In Colorado, you --- Source: https://heuserlaw.com/faqs/learn-the-difference-between-work-injury-and-personal-injury-claims-in-colorado-springs/