Car accident settlements work by providing injury victims with compensation for their losses. The settlement process takes time and involves stages like investigating the causes of the crash and negotiations with the insurance company. However, reaching a settlement allows all parties to avoid a potentially lengthy and expensive trial.
The dedicated legal team at Heuser & Heuser, LLP, can provide assistance throughout the settlement process and answer any questions you have after a crash. Learn more by reaching out to a Colorado Springs car accident lawyer for help.
The Car Accident Settlement Process
Settlements give injury victims a chance to get compensation for all of their economic and non-economic damages through negotiations with the insurance company that represents the liable driver.
The settlement process will involve several steps, including:
An Investigation of the Causes of the Crash
The legal team at Heuser & Heuser, LLP, will need to investigate the cause of your collision before beginning the settlement process. This investigation may require your lawyer to:
- Visit the site of the crash
- Get eyewitness statements
- Collect a copy of the official report from the Colorado Springs Police Department
- Get dashcam or surveillance footage
- Work with accident reconstruction experts
Your attorney will need proof that another party owed you a duty of care, failed to uphold that duty, and directly caused your crash on I-25, S. Nevada Avenue, Garden of the Gods Road, or any other street.
You don’t have to try to handle the legal process on your own; reach out immediately after a crash for help.
Tracking All of Your Losses
An attorney will need to track all of your losses carefully to determine an accurate value for your claim before pursuing a settlement. Your lawyer may need to collect your medical records, speak to your employer about days you missed at work, and discuss the accident’s effects on your emotional and mental health.
Negotiating with the Insurance Company
Your lawyer will enter negotiations with the insurance company to work toward a settlement. Both sides can make offers and counteroffers. In many cases, these negotiations result in a settlement that both sides can agree on, resolving the negotiation process.
For a free legal consultation, call (719) 520-9909
Options Beyond Settling After a Car Accident
In many cases, injury victims can settle with the insurance company to get the funds they need after a crash. However, in some cases, you may need to work with the team at Heuser & Heuser, LLP, to file a lawsuit against the responsible party.
Filing a lawsuit gives you another option to get compensation for your medical bills, lost income, pain and suffering, and other losses. Most cases still settle before reaching a courtroom, but if litigation is necessary, your case will likely go through the El Paso County Combined Courts, 4th Judicial District.
If you need to file a lawsuit, keep in mind that you have limited time before the statute of limitations expires. You have three years to file a lawsuit after a motor vehicle accident under C.R.S. § 13-80-101(1)(n). This may sound like a long time, but evidence can disappear quickly, so we recommend getting legal help on your side as soon as possible.
Frequently Asked Questions About Car Accident Settlements
The team at Heuser & Heuser, LLP, can answer any questions you have about how car accident settlements work. We’re here and ready to help if you have questions like:
How Long Does It Take to Get a Car Accident Settlement?
There’s no set time for how long it takes to get a car accident settlement. The process will depend on how long it takes to heal from your injuries, the amount of evidence your lawyer can provide, and the insurance company’s willingness to treat you fairly.
How Much Money Can I Get Through an Auto Accident Settlement?
Your attorney will need to carefully review your situation before estimating how much money you can get through an auto accident settlement. Factors like the extent of your losses and your degree of fault for the crash will influence the final value of your settlement.
How Do I Get My Money If I Settle After a Car Crash?
The insurance company usually provides a check to give you your money if you settle after a car crash. The check goes to your attorney first, who receives a percentage of these funds as payment for legal services. You will then receive the rest of the settlement as compensation for your losses.
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Talk to Us About How Car Accident Settlements Work in Colorado
A car accident settlement can provide you with funds to cover your losses without requiring you to go to court. Our team at Heuser & Heuser, LLP, can tell you more about settlements and handle the negotiation process on your behalf.
Our combat veteran-owned law firm knows what it takes to serve, and we’re ready to fight for you. We’ve served injury victims since 1996, and we can take charge of your case today.
Reviewed by Brennan Heuser | October 2026
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