If an Uber or Lyft driver crashed into your car, you may be dealing with injuries, a damaged vehicle, and other challenges you didn’t plan for. You may also be getting bounced between the driver’s insurance company and the rideshare company, with neither one willing to take responsibility.
A Cañon City personal injury lawyer at Heuser & Heuser, LLP, can help you handle this confusing situation. Our firm has served Southern Colorado since 1996 and has recovered hundreds of millions for injured clients.
Our Cañon City rideshare accident lawyers at Heuser & Heuser, LLP, will find out which policy covers your crash and fight to hold the negligent driver accountable.
Who Pays When a Rideshare Driver Hits Your Car?
Who pays when a rideshare driver hits your car depends on what the driver was doing in the app at the moment of the crash. Under C.R.S. § 40-10.1-604, Colorado sets different insurance requirements for each of the following situations:
- The driver’s rideshare app was off when the crash happened: The driver’s personal auto policy is the only coverage, with Colorado minimums of $25,000 per person and $50,000 per accident for bodily injury
- The driver’s app was on, and they were waiting for a ride request: The rideshare company provides contingent liability coverage if the driver’s personal policy doesn’t pay
- The driver was heading to a pick–up or carrying a passenger: The rideshare company must carry at least $1 million in liability coverage.
Rideshare drivers don’t always tell the truth about their app status after a crash. Heuser & Heuser, LLP’s Cañon City rideshare accident lawyers can get the trip data from Uber or Lyft to prove which coverage applies. That way, you won’t be stuck with a $25,000 policy when up to $1 million should be available.
For a free legal consultation with a rideshare accident lawyer serving Cañon City, call (719) 520-9909
Common Causes of Crashes With Rideshare Drivers
Rideshare drivers spend hours on the road, often in areas they don’t know well, and they get paid by the trip. That pressure leads to mistakes. Our Cañon City rideshare accident attorneys at Heuser & Heuser, LLP, know how to investigate these accidents and find the root cause.
You can count on us to get to the bottom of your crash and file an evidence-backed claim for compensation if you were injured in an Uber or Lyft accident caused by a driver who was:
- Looking at the app to accept rides or check directions while driving
- Stopping suddenly or pulling over without signaling to pick up or drop off a passenger
- Making illegal U-turns or quick lane changes to reach a pick-up spot
- Driving tired after long shifts
- Speeding to finish one trip and start the next
Cañon City Rideshare Accident Lawyer Near Me (719) 520-9909
How Rideshare Insurers Try to Shift Blame to You
If you were driving when a rideshare driver hit your car, the rideshare insurer may argue that you share the blame. Colorado follows modified comparative negligence under C.R.S. § 13-21-111. If you’re found 50% or more at fault, you can’t recover anything. If you’re less than 50% at fault, your compensation is reduced by your share of blame.
Adjusters may try to use this rule to lower what they pay you. They may claim you were speeding, following too closely, or are partially to blame for another reason. Our Cañon City rideshare accident attorneys at Heuser & Heuser, LLP, understand how insurance companies work and can counter their tactics with crash reports, photos, witness statements, and app data.
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Compensation Your Cañon City Rideshare Accident Lawyer Will Pursue for You
When a negligent rideshare driver hits you, you can pursue compensation for a variety of different losses. Your rideshare accident attorney in Cañon City will calculate how much compensation the liable party owes you and fight for a fair settlement.
Depending on your unique situation, Heuser & Heuser, LLP, may pursue any of the following types of compensation for you:
- Medical bills, from the ER visit through physical therapy and more
- Rental car costs while your car is in the shop
- Lost wages if your injuries keep you off work
- Pain and suffering
If you don’t have health insurance, we can connect you with trusted doctors in our network. In some cases, treatment can be provided through medical liens, so you can get care now and pay when your case resolves.
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What to Do After a Rideshare Driver Hits You in Cañon City
Taking the right steps after a crash can make it much easier to file a strong claim and recuperate from your injuries. Our Cañon City rideshare accident attorneys at Heuser & Heuser, LLP, recommend taking the following steps after an Uber or Lyft collision:
- Call 911: Inside city limits, the Cañon City Police Department responds to crashes. Outside city limits, the Fremont County Sheriff’s Office will come to the scene and document the incident. Having a police report will strengthen your claim for damages.
- Take photos: Photograph the crash scene. You should also look for an Uber or Lyft decal on the rideshare car and take a photo of it.
- Document the incident: Write down any details you remember about the crash, including anything the driver said. You can also get the driver’s name, personal insurance information, and plate number.
- Speak to witnesses: Get names and phone numbers from any passengers or witnesses, especially if the crash happened on a busy road like Royal Gorge Boulevard (US-50).
- Seek medical attention: Get checked out at St. Thomas More Hospital or the nearest ER, even if you feel fine.
- Don’t trust insurers: Don’t give a recorded statement to the rideshare company’s insurer before talking to a lawyer.
You generally have three years from the date of the crash to file a lawsuit under C.R.S. § 13-80-101. If you miss that deadline, you will lose the right to collect damages. Reach out to our team as soon as possible after a crash to get started on your case. We’ll handle every step of the claims process, ensuring all important documents are filed on time and correctly.
Get Started With a Free Case Review
Heuser & Heuser, LLP, works on contingency. You won’t pay upfront, and you’ll pay nothing if we don’t recover money for you. We serve Cañon City from our Colorado Springs and Pueblo offices. Contact our team today for a free case review with a Cañon City rideshare accident lawyer.
We’ll meet with you to discuss your crash, answer your questions, and explain the steps we’ll take to file a strong claim for damages. We look forward to hearing from you soon.
Reviewed by Brennan Heuser | October 2026
Call or text (719) 520-9909 or complete a Free Case Evaluation form