5 Tips for Dealing With Insurance Adjusters After a Car Accident
Colorado Springs Car Accident Lawyers Reveal Their Secret Recipe for Successful Claims
Most people who have been through the claims process following a car accident understand a simple rule when dealing with insurance adjusters – they can either be your best friend or your worst enemy. Unfortunately, our experience has been the latter. The truth is, a legal battle over compensation can be arduous, especially when you don’t have any legal experience.
Our Colorado Springs car accident lawyers at Heuser & Heuser, LLP, have been working with insurance adjusters for over 30 years. We know all the tricks to their trade, and, more importantly, we know how to get our clients the compensation they deserve for their losses. If you have been in an accident and you’re finding it difficult to deal with your insurance adjuster, take a look at our list of five ways you can make your negotiations go more smoothly.
1. Act Fast!
After an accident, it’s important to remember that you’re on a timeline. Evidence and witness statements have a shelf life that, if passed, could jeopardize your entire settlement. Preserve anything that proves you were not at fault in your accident, like photographs of the damage, as quickly as possible. The longer you wait, the more time an insurance adjuster has to find your evidence unusable.
2. Be Prepared
One of the biggest mistakes we see with car accident claims is a failure to prepare. Have a written description of your accident, in detail, ready to reference for any call with an adjuster. This will allow you to give a clear recount of what happened without fear of an adjuster misconstruing your words or story.
3. Don’t Accept the First Offer
When negotiating, an insurance adjuster will oftentimes make their first settlement offer an amount vastly lower than what you deserve. In this situation, you can ask your adjuster to justify their low offer. This will force them to explain their reasoning for such a low settlement in a way that you can understand and then counter. Be patient, and wait for your adjuster to present a settlement amount justifiable for your pain and suffering.
4. Don’t Trust Your Insurance Adjuster
Some insurance adjusters try to get injured people to settle for less than they deserve by laying on the charm. They can make you think they’re your best friend while they cut your settlement to ribbons with sly negotiation tactics. Insurance companies have been making money this way for years, but you’re smart. You won’t let them fool you. If you think you deserve more than what they’re offering you, get a second opinion on your claim.
5. Let Heuser & Heuser, LLP, Do It for You
The easiest way to deal with an insurance adjuster, and the best way to ensure you’re getting every penny you deserve, is to call the Colorado Springs car accident lawyers at Heuser & Heuser, LLP. We will field any calls you receive from insurance companies and handle all negotiations. Our experience with insurance claims has allowed us to gain valuable knowledge of how these companies work and operate. Our trial lawyers are not afraid of big, bad insurance companies. When you retain our services, you get the full force of our legal team fiercely defending your rights in the court of law.
Call Heuser & Heuser, LLP, Now
If you’ve been hurt in an accident that wasn’t your fault, you deserve to be compensated for your pain and suffering. Our personal injury lawyers at Heuser & Heuser, LLP, are experienced litigators who are knowledgeable on the legal claims process of auto accidents. Call us today at (719) 520-9909(719) 520-9909 for a free consultation, or fill out our online case evaluation form.
No Fee Unless You Win
Questions Or Schedule A Free Appointment? Click To Call (719) 520-9909
No Fee Unless You Win
Questions or Schedule A free Appointment? Click to Call (719) 520-9909
Frequently Asked Questions
How Do I Know What My Case Is Worth?
There are a variety of things we look at when evaluating your case and determining its value. We look at how the accident occurred. We look at what sort of injuries you sustained. Do you have a permanent injury that will last the rest of your life? Are you going to have future medical bills? We look at lost wages. Did you lose your job? If you have permanent work restrictions as a result of the accident, you may not be able to find a job very easily in the future. These are some of the factors that we look at in evaluating a claim. Every case is unique and different. That’s why at our law firm, every case gets personal attention from the lawyer when it comes time to evaluate.
Why is it Important to Hire a Lawyer?
Insurance companies are in business for a reason: to make money. Anytime they are paying money on a claim, it means less money to their bottom line. They have literally hundreds of adjusters and hundreds of lawyers who are on their side trying to figure out how to prevent money from leaving their checkbooks. Quite frankly, you do need a lawyer to help you through this because your lawyer will make sure you’re properly compensated.
Do Cases Settle Without Going to Court?
Cases settle before going to trial 80 to 90 percent of the time. However, that doesn’t mean there’s not a lot of work involved in getting a case settled outside of court. Sometimes you have to file a lawsuit and do a lot of what I call “legal maneuvering” to get a case settled. That means we take depositions from witnesses to the accident, from police officers, and from your doctors. But, yes, most cases will settle prior to trial.
Do You Get Good Results for Your Clients?
We do get good results for our clients. We have settled hundreds, if not thousands, of cases where we’ve had large settlements. We’ve had substantial verdicts. We go to the mat for our clients if necessary. We’ll appeal cases. We’ll do whatever it takes to make sure our client is taken care of.
See What Our Clients Say
No Fee Unless You Win
Questions Or Schedule A Free Appointment? Click To Call (719) 520-9909
No Fee Unless You Win
Questions or Schedule A free Appointment? Click to Call (719) 520-9909
Our Attorneys
Gordon J. Heuser, Esq.
As a Colorado Springs native, Gordon has been practicing in Southern Colorado for 35+ years.…
Barkley D. Heuser, Esq.
Barkley Heuser is a Colorado native, and has lived in Colorado Springs for over 59…
Brennan D. Heuser, Esq.
Brennan Heuser is a Colorado Native who graduated from the University of Miami, Fl with…
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Want To Learn More About Your Colorado Car Accident Case? Download Our EBook, On Us!
We wanted to find a way to make your car wreck case even easier for you. That is why we wrote this guide that will provide you with the critical information you need to know about your car accident case.
As car accident law professionals, we have seen too many individuals lose out on their maximum owed compensation. Don’t miss out on the settlement you deserve! In this book, you will learn how to:
- Avoid the key mistakes that can derail your claim.
- Know what you should and shouldn’t say if an insurance adjuster contacts you
- Understand the dos and don’ts of social media.
- Position yourself to collect full and fair compensation for your injuries.
No Fee Unless You Win
Questions Or Schedule A Free Appointment? Click To Call (719) 520-9909
No Fee Unless You Win
Questions or Schedule A free Appointment? Click to Call (719) 520-9909
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