Workplace injuries can be devastating. You may not only be dealing with the injury itself but are also concerned about how you’re going to pay your bills and care for your family. Many people can’t afford to be out of work for extended periods of time, especially if they’re not getting paid while they’re at home. This issue leaves many asking, does workers’ comp pay full salary after an on-the-job injury?
Workers’ compensation is designed to protect you if you’re injured at work. However, many factors influence your workers’ compensation benefits, such as the severity of your injury, how it occurred, where you live, and the status of your claim. Continue reading to learn if workers’ comp will pay full salary after an on-the-job injury in Colorado Springs.
What Is Included in Workers’ Compensation Benefits?
If you have an open claim that’s accepted, workers’ compensation typically covers only a portion of your salary. However, this varies depending on the state.
In Colorado, you may be eligible to receive:
- Medical benefits to cover the diagnosis and treatment of your injury, including hospital stays, doctor’s appointments, and physical therapy.
- Wage-loss benefits apply to employees who are unable to work for more than three days after the injury. This typically equals two-thirds of the injured worker’s average weekly wage, up to the state maximum. These payments usually continue until the worker can return to full-time work, their physical allows them to work on light duty, or their physician believes that they’ve reached their maximum improvement level.
- Permanent disability benefits. If an injury is so severe that you’re unable to work in any capacity, or you must work in a different job where you earn less money, you may be eligible to receive permanent benefits at the temporary disability rate for life.
Should I Hire a Workers’ Compensation Lawyer?
Workers’ compensation claims can be complex. Unless you understand the laws surrounding workers’ compensation in Colorado and how they apply to your case, it’s best to hire an experienced worker’s compensation lawyer to handle your claim and give yourself an advantage.
A lawyer can help you determine the maximum amount of compensation you’re eligible to receive and guide you through the claims process. Your lawyer will also ensure that your documentation is filed correctly and on time so you won’t miss any important deadlines and lose your rights to compensation.
Some employers can bully employees or use intimidation tactics to delay claims, but having a lawyer on your side ensures that you have an advocate with your best interests in mind. Finally, a lawyer can negotiate with insurance companies and defense attorneys to give you the best chance of getting the benefits you deserve for your injuries.
Contact Heuser & Heuser, LLP. It’s Just That Easy!
If you’re having difficulties with your workers’ compensation claim and you’re worried about what happens next, the experienced workers’ comp attorneys at Heuser & Heuser, LLP will go to work for you. As workers’ compensation attorneys and Colorado natives, we understand the laws inside and out. We can help you navigate your claim and seek the benefits you deserve for your injuries. Call 719-520-9909 or fill out the online form to get your free case review! It’s just that easy!