How to Maximize Your Chance at Fair Compensation After an Accident in Colorado Springs
Car accidents are oftentimes highly traumatic situations. After going through the toil of an accident, you may be exhausted by the thought of a lawsuit. Insurance adjusters, also known as claims specialists, work to assess your claim against the insurance company. They examine property damage, as well as medical expenses, and draft up a settlement amount. Insurance adjusters normally contact you not too long after the accident.
At this point, you can be disillusioned and ready to just take what they give you. However, this may not be a good idea. You may be shortchanging yourself and could walk away with a settlement that is much lower than you deserve.
Monitor Your Discussions
There are two types of claims specialists. One that works for the company and another that works for an independent firm. For instance, if your insurance company does not have an office in Colorado Springs, then they would use an independent claims specialist. Independent claims specialist need authorization from the insurance company to give a specific settlement amount. It doesn’t matter if the claims specialist is in-house or independent, their initial calls are meant to get you to settle out of court or admit partial liability. It is important to keep your conversations with insurance adjusters very short. It would be even better if you deferred them to your attorney. Anything you say over the phone can be used against you in a court of law. In the meantime, take notes of everything that is discussed during the phone conversation.
Don’t Sign Any Papers
The insurance adjuster is given a settlement limit by the insurance company. This limit normally goes up to $20,000. Do not give any statements over the phone or without your attorney present. Do not sign any forms without your attorney present. Signing a release form will make the insurance company privy to medical or any other personal information that can be used against you. The insurance company cannot get any medical records without your consent. In fact, they will only get this information once you provide it to them during the claims process.
Talk To An Attorney
It is important to be aware of trickery or coercion over the phone by insurance adjusters. A skilled attorney will be able to communicate with them properly and coach you on what to say over the phone. If you are in the Colorado Springs area and you are looking for a personal injury attorney that you can trust, look no further than Heuser & Heuser LLP. Our attorneys are skilled at handling all types of collisions, including trucking accidents and motorcycle accidents. You can call, email, or even chat with us live! We are here to serve you and we guarantee that you will walk away satisfied with your settlement. Contact us today to learn more.
No Fee Unless You Win
Questions Or Schedule A Free Appointment? Click To Call (719) 520-9909
No Fee Unless You Win
Questions or Schedule A free Appointment? Click to Call (719) 520-9909
Frequently Asked Questions
How Do I Know What My Case Is Worth?
There are a variety of things we look at when evaluating your case and determining its value. We look at how the accident occurred. We look at what sort of injuries you sustained. Do you have a permanent injury that will last the rest of your life? Are you going to have future medical bills? We look at lost wages. Did you lose your job? If you have permanent work restrictions as a result of the accident, you may not be able to find a job very easily in the future. These are some of the factors that we look at in evaluating a claim. Every case is unique and different. That’s why at our law firm, every case gets personal attention from the lawyer when it comes time to evaluate.
Why is it Important to Hire a Lawyer?
Insurance companies are in business for a reason: to make money. Anytime they are paying money on a claim, it means less money to their bottom line. They have literally hundreds of adjusters and hundreds of lawyers who are on their side trying to figure out how to prevent money from leaving their checkbooks. Quite frankly, you do need a lawyer to help you through this because your lawyer will make sure you’re properly compensated.
Do Cases Settle Without Going to Court?
Cases settle before going to trial 80 to 90 percent of the time. However, that doesn’t mean there’s not a lot of work involved in getting a case settled outside of court. Sometimes you have to file a lawsuit and do a lot of what I call “legal maneuvering” to get a case settled. That means we take depositions from witnesses to the accident, from police officers, and from your doctors. But, yes, most cases will settle prior to trial.
Do You Get Good Results for Your Clients?
We do get good results for our clients. We have settled hundreds, if not thousands, of cases where we’ve had large settlements. We’ve had substantial verdicts. We go to the mat for our clients if necessary. We’ll appeal cases. We’ll do whatever it takes to make sure our client is taken care of.
See What Our Clients Say
No Fee Unless You Win
Questions Or Schedule A Free Appointment? Click To Call (719) 520-9909
No Fee Unless You Win
Questions or Schedule A free Appointment? Click to Call (719) 520-9909
Our Attorneys
Gordon J. Heuser, Esq.
As a Colorado Springs native, Gordon has been practicing in Southern Colorado for 35+ years.…
Barkley D. Heuser, Esq.
Barkley Heuser is a Colorado native, and has lived in Colorado Springs for over 59…
Brennan D. Heuser, Esq.
Brennan Heuser is a Colorado Native who graduated from the University of Miami, Fl with…
Ask a Question,
Describe Your Situation,
Request a Free Consultation
Contact Us And We’ll Tell You Everything You Need To Know!
Required Fields*
Your Information Is Safe With Us
We respect your privacy. The information you provide will be used to answer your question or to schedule an appointment if requested.
Injured? Contact Heuser & Heuser. We’re on top of it!
Professional Associations
Our Recent Blogs
What You Need to Know About the Colorado Slip and Fall Law
Slip and fall accidents can happen anywhere—a wet store floor, uneven steps, uncleared snow, or…
Who Is Liable When Debris Causes an Accident with an Overloaded Truck in Colorado?
Driving near a commercial truck that’s carrying too much cargo can be dangerous. An overloaded…
Why You Shouldn’t Talk to a Workers’ Compensation Nurse Case Manager in Colorado Springs
If you’ve been injured at work in Colorado Springs, dealing with lost wages, medical treatments,…
Want To Learn More About Your Colorado Car Accident Case? Download Our EBook, On Us!
We wanted to find a way to make your car wreck case even easier for you. That is why we wrote this guide that will provide you with the critical information you need to know about your car accident case.
As car accident law professionals, we have seen too many individuals lose out on their maximum owed compensation. Don’t miss out on the settlement you deserve! In this book, you will learn how to:
- Avoid the key mistakes that can derail your claim.
- Know what you should and shouldn’t say if an insurance adjuster contacts you
- Understand the dos and don’ts of social media.
- Position yourself to collect full and fair compensation for your injuries.
No Fee Unless You Win
Questions Or Schedule A Free Appointment? Click To Call (719) 520-9909
No Fee Unless You Win
Questions or Schedule A free Appointment? Click to Call (719) 520-9909
Our Locations
Heuser & Heuser, LLP
Colorado Springs Office
Our Newsletter
Subscribe to our newsletter, and you’ll get the latest news, delivered right into your inbox every week.