Four Tactics Insurance Companies Use To Undermine Your Personal Injury Claim
When you get hurt in an accident, all you want is your injuries covered, and the financial ability to get well, heal, and get your life back under control. Unfortunately, all too often the insurance company whose job it is to help you do exactly that will go to any length to avoid paying a cent.
It’s frustrating and enraging, and you have a right to feel that way. There is, however, hope available — you just need the right help. Learn the tactics insurance companies use to pay as little as possible for your injury claim, and how a Colorado Springs injury lawyer can help you.
Challenging Liability
One of the first things the insurance company will try to do is challenge that their client was liable. They will claim that there was no violation of the defendant’s duty of care, sometimes because there was no duty of care owed. They might actually try to turn the person into a villain by claiming that you were acting irresponsibly and caused your own injury.
Challenging the Injury
Another common tactic is that the insurance company claims you’re not hurt nearly as badly as you are, or even that you’re really not hurt at all. Insurance companies are not above accusing you of lying about being hurt—they claim they do this to prevent fraud, but the truth is, companies don’t generate a profit by paying out money, and insurance companies are for-profit businesses.
Challenging the Evidence
The third way the insurance company will attack you is to claim there’s a lack of evidence to support your claims. They will argue you’ve failed to prove the extent of your injuries or their client’s liability. They might cite factors such as a lack of medical documentation connecting the injury and the accident. They might also point to a lack of a police report to substantiate who was at fault.
Confusion and Subterfuge
Another tactic some insurance companies pull involves subterfuge, confusion, and even bullying. They tender a lowball offer to the client and attempt to get them to sign paperwork that they don’t understand, but which results in forfeiting your rights to file a lawsuit in the future. If you don’t agree to sign, they sometimes resort to tactics that are designed to confuse you into signing, or they might even try to bully you into it, threatening you with no settlement at all if you don’t sign.
Fighting for Your Injury Claim
The best way to get the full amount you deserve out of your injury claim is to not play the insurance company’s game. You always have the right to representation of your own. When the insurance company comes at you with their team of lawyers, respond with your own. An experienced Colorado personal injury attorney knows exactly how to challenge and fight these tactics and ensure that your rights are protected every step of the way.
If you have been injured in an accident and need representation in southern Colorado, we are ready to help. Don’t try to go it alone; contact Heuser & Heuser for a free discussion of the details of your case and to get started on the road to compensation today.
No Fee Unless You Win
Questions Or Schedule A Free Appointment? Click To Call (719) 520-9909
No Fee Unless You Win
Questions or Schedule A free Appointment? Click to Call (719) 520-9909
Frequently Asked Questions
How Do I Know What My Case Is Worth?
There are a variety of things we look at when evaluating your case and determining its value. We look at how the accident occurred. We look at what sort of injuries you sustained. Do you have a permanent injury that will last the rest of your life? Are you going to have future medical bills? We look at lost wages. Did you lose your job? If you have permanent work restrictions as a result of the accident, you may not be able to find a job very easily in the future. These are some of the factors that we look at in evaluating a claim. Every case is unique and different. That’s why at our law firm, every case gets personal attention from the lawyer when it comes time to evaluate.
Why is it Important to Hire a Lawyer?
Insurance companies are in business for a reason: to make money. Anytime they are paying money on a claim, it means less money to their bottom line. They have literally hundreds of adjusters and hundreds of lawyers who are on their side trying to figure out how to prevent money from leaving their checkbooks. Quite frankly, you do need a lawyer to help you through this because your lawyer will make sure you’re properly compensated.
Do Cases Settle Without Going to Court?
Cases settle before going to trial 80 to 90 percent of the time. However, that doesn’t mean there’s not a lot of work involved in getting a case settled outside of court. Sometimes you have to file a lawsuit and do a lot of what I call “legal maneuvering” to get a case settled. That means we take depositions from witnesses to the accident, from police officers, and from your doctors. But, yes, most cases will settle prior to trial.
Do You Get Good Results for Your Clients?
We do get good results for our clients. We have settled hundreds, if not thousands, of cases where we’ve had large settlements. We’ve had substantial verdicts. We go to the mat for our clients if necessary. We’ll appeal cases. We’ll do whatever it takes to make sure our client is taken care of.
See What Our Clients Say
No Fee Unless You Win
Questions Or Schedule A Free Appointment? Click To Call (719) 520-9909
No Fee Unless You Win
Questions or Schedule A free Appointment? Click to Call (719) 520-9909
Our Attorneys
Gordon J. Heuser, Esq.
As a Colorado Springs native, Gordon has been practicing in Southern Colorado for 35+ years.…
Barkley D. Heuser, Esq.
Barkley Heuser is a Colorado native, and has lived in Colorado Springs for over 59…
Brennan D. Heuser, Esq.
Brennan Heuser is a Colorado Native who graduated from the University of Miami, Fl with…
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Want To Learn More About Your Colorado Car Accident Case? Download Our EBook, On Us!
We wanted to find a way to make your car wreck case even easier for you. That is why we wrote this guide that will provide you with the critical information you need to know about your car accident case.
As car accident law professionals, we have seen too many individuals lose out on their maximum owed compensation. Don’t miss out on the settlement you deserve! In this book, you will learn how to:
- Avoid the key mistakes that can derail your claim.
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